Penny finds and transfers your old pensions

You probably have thousands of pounds in pensions. Find it all, and transfer it in to a simple pension account.

Penny is authorised and regulated by the Financial Conduct Authority. Pensions are long term investments. Capital at risk.

Penny is authorised and regulated by the Financial Conduct Authority. Pensions are long term investments. Capital at risk.

Find your old pensions, automatically.
Even the pensions
you forgot about.

Find your old pensions, automatically.
Even the pensions you forgot about.

Transfer your old pensions into one plan, with savings managed by HSBC.

Pensions are long term investments. The value of your pension can go up as well as down.

See your pension savings any time, in a simple app.

See your pension savings any time,
in a simple mobile app.

FSCS-protected.
Managed by HSBC.
FCA-authorised.

FSCS eligible up to £85,000. Capital at risk.

Penny finds and transfers pensions from all providers.
Bring your savings into one place.

Customer service from friendly humans.
No wait times. No hold music.

I need to update my address…

No problem!

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No problem!

Trusted by thousands.
Rated excellent on Trustpilot.

Trusted by thousands.
Rated excellent on Trustpilot.

Trusted by thousands.
Rated excellent on Trustpilot.

“Really good to be able to see your pensions in one place, particularly if you've changed jobs a lot”

Andy Hillman

“They do all the hard work tracking everything down and transferring it... I can choose how my money is invested”

Lewis Stone

“Really easy to set up and track down all my previous pensions. Great for peace of mind being able to see what I have all in one place”

Hannah-Kate

H. Reid.

“Penny put all my old pensions into one pot. Perfect for the modern person who doesn't stay in one job”

Alex

“So quick and easy pensions all in one place. Security for my future retirement.”

“So quick and easy to combine my pensions in one place. Security for my future retirement.”

Annette Poulton

“The customer service team are friendly and very easy to deal with through their chat. They made transferring old pensions very easy”

Mattaus

You've probably got thousands of pounds in pensions.
Find and transfer it all, in the Penny app.

SOME IMPORTANT THINGS YOU SHOULD KNOW

Pensions are long terms investments. It’s important that you know the value of your investment could go up as well as down. You could get back less than you put in. Past performance is not necessarily a guide to the future and pension investing is not intended to be a short-term option. Penny does not provide financial advice so please be sure that this investment is right for you.

Your current pension might have special benefits that will be lost if you transfer to Penny. These special benefits include: Guaranteed Annuity Rate (GAR), Guaranteed Bonus Rate (GBR), Guaranteed Minimum Pension (GMP) and Protected Tax Free Cash (PFTC) over 25%. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

Your current provider might charge you a transfer-fee to transfer your pension to Penny. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

You should consider the charges and benefits before transferring your old pensions to your new plan, and consider whether the risk and reward profile of the investments offered matches your needs. It may be that your current provider has lower fees than Penny - where this is the case, we recommend that you carefully consider whether to transfer your pension to Penny, as you may be better off not transferring in these cases.


If you are in any doubt about proceeding you should contact a financial adviser.

© Copyright 2023 Penny Technology Limited. Company registration: 11999643. FCA Reference Number: 9313299.

You've probably got thousands of pounds in pensions.
Find and transfer it all,
in the Penny app.

SOME IMPORTANT THINGS YOU SHOULD KNOW

Pensions are long terms investments. It’s important that you know the value of your investment could go up as well as down. You could get back less than you put in. Past performance is not necessarily a guide to the future and pension investing is not intended to be a short-term option. Penny does not provide financial advice so please be sure that this investment is right for you.

Your current pension might have special benefits that will be lost if you transfer to Penny. These special benefits include: Guaranteed Annuity Rate (GAR), Guaranteed Bonus Rate (GBR), Guaranteed Minimum Pension (GMP) and Protected Tax Free Cash (PFTC) over 25%. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

Your current provider might charge you a transfer-fee to transfer your pension to Penny. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

You should consider the charges and benefits before transferring your old pensions to your new plan, and consider whether the risk and reward profile of the investments offered matches your needs. It may be that your current provider has lower fees than Penny - where this is the case, we recommend that you carefully consider whether to transfer your pension to Penny, as you may be better off not transferring in these cases.


If you are in any doubt about proceeding you should contact a financial adviser.

© Copyright 2023 Penny Technology Limited. Company registration: 11999643. FCA Reference Number: 9313299.

You've probably got thousands of pounds in pensions.
Find and transfer it all, in the Penny app

SOME IMPORTANT THINGS YOU SHOULD KNOW

Pensions are long terms investments. It’s important that you know the value of your investment could go up as well as down. You could get back less than you put in. Past performance is not necessarily a guide to the future and pension investing is not intended to be a short-term option. Penny does not provide financial advice so please be sure that this investment is right for you.

Your current pension might have special benefits that will be lost if you transfer to Penny. These special benefits include: Guaranteed Annuity Rate (GAR), Guaranteed Bonus Rate (GBR), Guaranteed Minimum Pension (GMP) and Protected Tax Free Cash (PFTC) over 25%. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

Your current provider might charge you a transfer-fee to transfer your pension to Penny. If this is the case, we will not transfer your pension, as you may be better off not transferring in these cases.

You should consider the charges and benefits before transferring your old pensions to your new plan, and consider whether the risk and reward profile of the investments offered matches your needs. It may be that your current provider has lower fees than Penny - where this is the case, we recommend that you carefully consider whether to transfer your pension to Penny, as you may be better off not transferring in these cases.


If you are in any doubt about proceeding you should contact a financial adviser.

© Copyright 2023 Penny Technology Limited. Company registration: 11999643. FCA Reference Number: 9313299.